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Daya Borders
Get the app

Clients pay in dollars / euros. You receive all of it.

Daya Borders gives you multi-currency account details to put on your invoice, a virtual dollar card to spend with, and 0% taken from anything that lands.

Download on the App StoreGet it on Google Play
$1 = ₦1,356.30
Receiving fee
$0.00
Lands in your balance
$1,000.00
Convert to naira
₦1,356,300
You keep$1,000.00

Updated 16 Oct 2026, 15:59 WAT · Indicative rate

Converts to ₦1,356,300. You keep $1,000.00.

Naira per dollar, right now

Updated 16 Oct 2026, 15:59 WAT · Indicative rates

Naira per dollar, right now: naira paid per US dollar by each provider, and on $1,000.
ProviderPer $1
Daya Borders 0% to receive₦1,356.30₦1,356,300 on $1,000
RaenestUpdated 16 Oct 2026, 15:59 WAT₦1,351.00₦1,351,000 on $1,000
ClevaUpdated 16 Oct 2026, 10:53 WAT₦1,350.00₦1,350,000 on $1,000
GreyUpdated 16 Oct 2026, 15:50 WAT₦1,347.07₦1,347,070 on $1,000
Chipper CashUpdated 16 Oct 2026, 10:52 WAT₦1,339.00₦1,339,000 on $1,000

Conversion rate only. Receiving fees vary by provider. Competitor rates sourced from Monierate and providers' own rates.

Get Daya Borders

A dollar account, a card, and nothing taken off the top

A US dollar account

Account and routing details in your own name. Share them with a client, or use them to withdraw from Upwork, Deel, Payoneer and anywhere else that pays into a US bank account.

0% on money coming in

We take nothing from an incoming dollar payment. If a client sends $1,000, your balance goes up by $1,000.

A virtual dollar card

Create a virtual dollar card and spend online. Use your Daya Borders balance for supported online USD payments.

For global creators

Get your Amazon KDP royalties in dollars.

Amazon KDP pays authors into a US bank account. With Daya Borders you can open US account details at more than one bank, so you can pick the one that works best for you.

  • Works with Amazon KDP

    Add your Borders US account to your KDP payment settings. Royalties land in your dollar balance.

  • More than one US bank

    Open accounts at more than one partner bank, and choose which details to give each payer.

  • 0% to receive

    We take nothing from incoming dollar payments, royalties included.

Get Daya Borders

Once it lands, it is yours to move.

  1. 01

    Cash out to naira

    Convert and withdraw to any Nigerian bank account.

  2. 02

    Spend it

    Use your virtual dollar card for online payments.

  3. 03

    Send it on.

    To an international bank account or another Daya Borders user.

How to get set up

  1. 01

    Open your account.

    Download the app, sign up, and complete verification with your BVN or NIN.

  2. 02

    Share your dollar details.

    Put them on an invoice, or add them to Upwork, Deel, Payoneer or Amazon KDP as your withdrawal account.

  3. 03

    Get paid, then move it.

    Spend on your card, send it on, or cash out to naira.

Made for people who get paid by the rest of the world

  • Freelancers and contractors.

    Design, dev, writing, consulting. Invoice in dollars, get paid like a local.

  • Remote employees.

    Salary from a company abroad, into an account that holds dollars.

  • Creators and authors.

    Amazon KDP royalties, platform payouts, sponsorships and brand deals from outside Nigeria.

Frequently Asked Questions

Which countries can my clients pay me from?

Any of them. You get US dollar and euro account details, so anyone who can pay into a US or a European bank account can pay you.

What fees do you charge?

There are zero deposit fees on all Daya Borders accounts, US dollar and euro. If a client sends you $1,000, $1,000 lands in your balance. Any fee for something else, such as sending money or creating a card, is shown in the app before you confirm.

Does Daya Borders support Amazon KDP?

Yes. You can receive Amazon KDP royalties into your Borders US account. We issue US account details at more than one partner bank, so you can pick the one that works best for you and add it to your KDP payment settings.

Stop paying to get paid.

Download on the App StoreGet it on Google Play